Verify

Name: Circit Verify
Brand: Circit
Rating: 5 (150000 reviews)

On-Demand, independent bank data and insights

Access independently sourced financial data directly from banks and regulated channels. Structured, on-demand and audit-ready from day one.

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trusted IN over 150,000 AUDITS by companies like

Global Verifications Network

Verified, structured and built for scale

Digital interface showing an HSBC signature ID and $3,000,000 amount, with buttons labeled Get Fund Transactions and Get Fund NAV, alongside a dotted globe and text Open Banking.

Data Collection & Connectivity

Open Banking APIs Network 

Secure, API connections through regulated Open Banking and market scheme membership to access current and historical data.

Corporate Bank APIs

Corporate Grade connectivity via Circit’s network of bank partnerships for Direct API connections.

Swift Statements

Secure, independent processing of Swift statements from Banks globally.

Multi-Bank, Multi-Entity, Multi-Region Support

Connect accounts across currencies, group structures and jurisdictions.

Client Authorisation Workflows

Clients approve connections with a few clicks, all tracked in a standard, auditable workflow.

Financial dashboard showing total cash balance of €520,000,000 with details on number of accounts and institutions, a cash transactions graph, and bank accounts connectivity authorization status.

Oversight & Control

Role-Based Access Controls

Control who sees what across teams, clients and engagements.

Real-Time Monitoring

Track daily activity and review movements as they occur.

Immutable Audit Trail

Every action is logged and exportable to support file reviews and regulatory inspections.

Dashboard showing bank transactions with circular progress charts for client ledger verified and bank transactions matched, numeric data summaries, status circles for 1:1, circuit match, auditor match, and a graph labeled Total Income over spreadsheet data.

Data Structuring & Review

Normalised Transaction Data

Auto-mapped, de-duplicated and categorised for faster review and reconciliation.

Enrichment & Tagging

Apply tags and categories to surface relevant flows, filter data and flag risk indicators.

Balance and Cut-Off Testing

Access daily balances and movement data to support cut-off and balance testing procedures.

Interface showing a Certified Package with options to download audit pack files including Bank Accounts Schedule.xlsx and Cash Verification Workbook.pdf.

Audit Evidence Output

Audit File Export

Download a structured workbook with data, tags and review notes included.

Export Ready

Send structured data into your audit platform, analytics tool or working paper files.

Retention & Archival

Store and retain validated data with version control and full traceability.

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USE Case

Trusted bank data, delivered through

Circit’s global connectivity network

Verified Transactions

Access complete, independently sourced histories directly from banks, depositaries, brokers and custodians. AI-powered enrichment extracts details like counterparties and references, supporting cut-off testing, subsequent events checks, fraud detection, and reconciliations.

Verified Balances

Confirm balances instantly at any point, without manual bank confirmations. AI-enriched metadata adds context, improving evidence for liquidity analysis, going concern reviews, and compliance testing.

Verified Analytics

Analyse enriched transaction data at scale with AI-driven categorisation and matching. Proprietary AI matching supports 2-way and 3-way reconciliations between bank data, ledgers, and third-party evidence.

Verified Insights

Turn verified data into intelligence with dashboards, anomaly detection, and natural language queries. On-demand analytics reveal trends, risks, and unusual activity to target audit testing.

Monitor and Verify Account Balances

Confirm balances on-demand with independently sourced data. Quickly spot exceptions, streamline testing, and reduce audit sign-off risk with reliable, audit-ready evidence.

Cash Book Reconciliation

Verify client recorded cash transactions using independently sourced bank data to reduce manual work and support testing throughout the audit file.

AR/AP Evidence

Support AR and AP testing by tagging customer and supplier cashflows and identifying receipts and payments from bank data.

Going Concern & Cut-Off

Validate liquidity and post-year-end activity with a full history of transactions to support going concern assessment and cut-off procedures.

Trade and Investment Activity

Surface settled transactions to support investment trade verification and reconciliation with counterparties. One platform to access all broker and bank statements, removing multiple logins and tokens.

Subsequent Events Testing

Easily monitor account activity after period-end using daily refreshed data, easily identifying anything that requires further analysis or investigation.

Fraud and Anomaly Detection

Identify unexpected flows or anomalous transactions across large data volumes by leveraging standardised data suitable for complex AI and Machine Learning algorithms.

Group and Consolidated Audits

Aggregate cashflows and balances across multiple entities to support complex audit files with consolidated, tagged evidence from multiple jurisdictions.

Fund Services Providers

Standardise and add efficiencies to fund administrator's workload with structured data across all banks, brokers and depositaries. Removing the need for logging into multiple systems daily or token logins.

Big 4 & Global Firms

Power high-volume engagements with API feeds, bulk request workflows, and enterprise-ready access controls. Support existing analytics and enhance quality outcomes.

Mid-Tier & National Firms

Standardise testing across clients with structured, verified financial data that supports key audit deliverables and local compliance.

Boutique & Regional Firms

Save time on manual bank exports with a simple, client-authorised flow that provides immediate access to clean and normalised data.

External Audit

Leverage independent, third-party evidence to support high quality substantive testing across your entire audit file.

Internal Audit

Continuously monitor transactions, assess control performance, and flag anomalies using third-party data.

Audit Support Hubs & Operations

Coordinate requests, track approvals, and manage follow-ups across multiple clients using the centralised Action Area.

Fund Services Teams

Support clients and auditors with transparent, scalable access to bank transactions and cash balances, reducing manual reconciliations and improving oversight.

Asset Management Services

Gain timely, independent evidence on cash balances, fund flows and counterparty activity to support governance, investor reporting, and regulatory compliance.

Finance Teams

View cash balances and transactions across multiple banks and entities on-demand, reducing manual reconciliations and improving oversight.

Digital Transformation & Innovation

Integrate independent bank data directly into finance and audit platforms and workflows using Circit’s secure API Trust Layer.

IMPACT

Financial evidence with integrity, built into every engagement

Direct from source

Access current and historic balances and transactions directly from banks and brokers using regulated APIs, industry schemes or direct bank partnerships.

Structured and standardised

Remove the noise with normalised data that is ready to reconcile, review and retain.

Secure and compliant

Access financial data through a secure global API network that meets regulatory and industry security standards.

Built for scale

One platform to manage connections across entities, accounts and jurisdictions.

Efficient by design

Eliminate manual document checks with instant access to verified cash receipts and payments, reducing effort while improving audit quality.

Flexible
access

Clients can authorise connections for their preferred timeframe, minimising re-authorisations and ensuring continuous access to the data you need.

Trusted by leading audit firms

Trusted by top audit firms worldwide

100,000 +

Audit engagements trusted on Circit

500M +

Transactions verified with 52,000+ providers

126 Countries

Trusting and using Circit

Deirdre McDermott

OSK

Circit has been invaluable during the pandemic and beyond, and the turnaround times are excellent.